3.3.9 Safe to install
ZA Bank: Redefining Digital Banking in Hong Kong

ZA Bank offers a seamless and innovative banking experience with robust features, making it a standout choice for digital-first users in Hong Kong.
Sign up now to experience ZA Bank's convenient and secure banking services! ZA Bank is a regulated and licensed Hong Kong bank and the first virtual bank to launch in Hong Kong. ZA Bank, known as "Your Future Bank for Now," utilizes technology to enhance traditional banking for a more convenient experience.
Experience convenience:
- ZA Bank is committed to providing an all-in-one financial services platform. Our app includes features such as local transfers, time deposits, ZA Card, loans, foreign currency exchange, overseas remittance, insurance, investment, and more!
- With the ZA Bank app, you can easily manage your banking services anytime, anywhere. Our app is available 24/7, even during holidays! Say goodbye to branch queues as we don't have any. Opening an account takes as fast as 2 minutes*.
ZA Card - The first Visa debit card with a personalized number:
- Receive the first Visa debit card with a customizable number in Hong Kong!
- You can even apply for a physical card! For added security, the physical ZA Card does not display a CVV or expiration date, and no signature is required for payments.
Your security is guaranteed:
- We are a member of the Deposit Protection Scheme. Eligible deposits taken by ZA Bank Limited are protected by the Scheme up to HK$500,000 per depositor.
- We are a licensed and regulated bank authorized by the Hong Kong Monetary Authority. We adhere to the same laws and operating standards as traditional banks.
For more information about our products and services, visit bank.za.group.
*The time required to open an account depends on the circumstances. In general, users can open an account in as fast as 2 minutes without submitting additional information.
Please note: This banking mobile application ("App") is intended for use by existing customers or individuals with a valid identity document and residential address. Please refrain from using this App if you do not meet these requirements. The App and the information provided are not intended for use in jurisdictions where such use is prohibited by law or regulation. Any person who is not a customer and chooses to use the App releases us from liability arising from non-compliance with the applicable procedures and instructions.
We are only authorized and licensed to provide products and services within Hong Kong. We make no representation or warranty that the contents of this App are appropriate or available for use outside Hong Kong. Before using this App or our services, please ensure compliance with local laws and regulations applicable to you.
This App should not be considered an invitation or inducement to engage in banking or lending activities, nor an offer or solicitation for products or services in jurisdictions where such activities are prohibited by law. By applying for products and/or services through this App, you confirm your compliance with local laws and regulations.
Overview
ZA Bank is a Freeware software in the category Business developed by ZA Bank Limited.
The latest version of ZA Bank is 3.3.9, released on 07/02/2024. It was initially added to our database on 10/04/2023.
ZA Bank runs on the following operating systems: Android/iOS.
Users of ZA Bank gave it a rating of 5 out of 5 stars.
Pros
- User-friendly mobile application interface
- Offers 24/7 banking services without physical branch limitations
- High interest rates on savings accounts compared to traditional banks
- No account maintenance fees or hidden charges
- Quick account setup and verification process online
- Supports online fund transfers and payments easily
- Provides budgeting tools and financial insights for users
Cons
- Limited physical branch presence for in-person services
- Customer service may have longer response times due to digital-only model
- Banking features may be limited compared to full-service traditional banks
- Some users may find the lack of human interaction frustrating
- Dependent on stable internet connection for accessing services
- Not all features may be available for all types of accounts or users
FAQ
What is ZA Bank?
ZA Bank is a fully digital bank based in Hong Kong, offering a range of financial services and products, including savings accounts, loans, and money management tools.
How do I open an account with ZA Bank?
You can open an account with ZA Bank through their mobile app or website by following the registration process and providing the necessary identification documents.
Is ZA Bank safe and secure?
Yes, ZA Bank employs high-level security measures, including encryption and two-factor authentication, to protect your personal information and funds.
What services does ZA Bank offer?
ZA Bank offers various services such as savings accounts, time deposits, personal loans, payment services, and financial management tools.
Are there any fees associated with using ZA Bank?
ZA Bank does not charge monthly maintenance fees for their accounts. However, some transactions or services may incur fees; please check their fee schedule for details.
How can I deposit money into my ZA Bank account?
You can deposit money into your ZA Bank account via bank transfer, FPS (Faster Payment System), or by linking to other banks for easy fund transfers.
Can I withdraw cash from my ZA Bank account?
Yes, you can withdraw cash using partner ATMs that do not charge withdrawal fees. Check the list of partner ATMs through the ZA Bank app.
Is there a minimum balance requirement for ZA Bank accounts?
No, there is no minimum balance requirement for most of ZA Bank's accounts.
How do I contact customer support for ZA Bank?
You can contact ZA Bank's customer support via their app, by email, or through their official website's contact form.
What is the interest rate offered on savings accounts at ZA Bank?
ZA Bank offers competitive interest rates on savings accounts. Rates may vary, so check their website or app for the most current rates.

David Fischer
I am a technology writer for UpdateStar, covering software, security, and privacy as well as research and innovation in information security. I worked as an editor for German computer magazines for more than a decade before joining the UpdateStar team. With over a decade of editorial experience in the tech industry, I bring a wealth of knowledge and expertise to my current role at UpdateStar. At UpdateStar, I focus on the critical areas of software, security, and privacy, ensuring our readers stay informed about the latest developments and best practices.
Latest Reviews by David Fischer
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